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Auto insurance protects you and your car from the dangers of the road. This may include car damage or loss due to fire, hail, vandalism, or theft. There is also a type of car insurance policy called Personal Injury Protection (PIP) that covers an insured driver for injuries acquired from a car accident, regardless of fault. While car insurance rates can get expensive, you can take measures to decrease your premium; shop around, drive safely, keep your credit rating high, and keep driving! Try not to modify or customize your car as it might affect your car insurance coverage.

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