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There are also policies that cover only damages caused by collisions with other vehicles or objects. Another type of car insurance policy available for you covers for medical expenses for injuries caused by a car accident regardless of fault. or many people, the car is the primary mode of transportation. Transportation by car has become so ingrained in our society that with rising oil prices, we complain, but still pay. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. An estimated 6 million car accidents occur every year in the United States, and unfortunately, many of those involved in car accidents are uninsured by auto insurance companies.

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