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There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. If you have a car, then you would need car insurance. As most other types of insurance available to choose from, the same thing goes with insuring your own car. This may include car damage or loss due to fire, hail, vandalism, or theft. You wouldn't want to invest $15,000 into a car only to get into an accident a week later.
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