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You might owe money for damages and have nothing to show for all that money spent except a totaled car. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. There are a lot of them available out there but not all can give you that coverage that you might be looking for. But you should also be careful of what kind of car insurance you have. For rental cars, there is also a type of car insurance that will pay for damages caused by an accident on the road.
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