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This may include car damage or loss due to fire, hail, vandalism, or theft. You can also try to limit your car’s mileage before you try to get an insurance quote for it. Auto insurance protects you and your car from the dangers of the road. There are also policies that cover only damages caused by collisions with other vehicles or objects. You wouldn't want to invest $15,000 into a car only to get into an accident a week later.

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